appropriate

to set apart, authorize, or legislate for some specific purpose or use.


constitutes

To amount to; equal

"What you said does not constitute an apology."

OR

"What you said does not amount to an apology." 


gratitude

the quality or feeling of being grateful or thankful



legislation

a law or a body of laws enacted.



mortgages

A loan to buy a house


recollection

The action or faculty of remembering something: "to the best of my recollection no one ever had a bad word to say about him".


toil

Work extremely hard or incessantly.